About Credit Unions

How Are Credit Unions Different?

Your credit union is a different kind of financial institution. Here are four key factors that set us apart from other financial institutions:
1. You are an owner. Members who belong to the credit union are its owners, not merely customers. That's because credit unions are set up as not-for-profit cooperatives.
2. You pay lower loan rates and earn higher dividends. Because credit unions are not-for-profit businesses, they return income to members in lower loan rates and higher savings rates. Also, unpaid qualified volunteers serve on the credit unions' boards and committees. This means lower costs of doing business--no hefty payments to a corporate board. Credit unions pass along those savings to members in the form of better deals.
3. You pay lower fees. At the credit union, you'll find no or lower ATM fees, lower service charges on checking accounts, and lower fees for overdrawn checks than fees at banks.
4. You get extra attention.

Credit union staff help members toward financial health. We are here to answer members' questions or offer one-to-one counseling.

Why should I save?

It is important to save money so we are able to pay for our future needs and wants. What do you want that you don’t have the money for today?
A skateboard?
A cell phone?
A college education?
When you save for a goal, you gain two things: The thing you wanted to buy and the good feeling that comes from successfully working for it.

We’ll Pay You To Save Money!

Let’s say your Piggy bank at home has five dollars in it. You keep your money in there for one year, after a year you still have five dollars. Now instead of keeping that five dollars at home, lets say you store it in your Pee Wee account at your credit union. We are going to add more money to it!

What your savings earn is called interest or dividends, and over time it makes your savings grow. So open a credit union savings account today, and let us add money to it. You’ll be interest-ed to watch your savings earn money and bring your goal within reach.